What is ‘holistic financial planning?’

There are four things you can do with any dollar you have: Save it. Spend it. Invest it. Or give it away.

When you do one of those four things with a dollar you had, that action will affect each remaining dollar you have and your current and future opportunities.

Holistic financial planning is the process of getting truly organized. Assessing all the “junk” you’ve accumulated over a lifetime, evaluating what purpose it serves today, and proactively deciding if it is time to leave things as they are, do some light house cleaning, or if necessary, engaging in a full blown remodel of our financial world.

Purpose. Prudence. Process.

The plan is a process. It gives us context within which to make better decisions. It is NOT a “one-and-done” event. Your circumstances change. Your goals change. Than plan must be based on foundational principles, and it must be able to adapt as life comes at you!

For more details, see our description here: The Vision to Wealth Process ® – von Borstel & Associates